SME Credits/Loans

At Toprate Microfinance Bank, we are passionate about partnering with you to achieve your business goals. We understand that access to timely and affordable financing is the lifeline of every small and medium-scale business, and we are here to make that happen for you — with speed, transparency, and flexibility.

Whether you’re expanding your operations, purchasing new equipment, increasing your inventory, or managing cash flow, our SME Loan is designed to meet your specific business needs. With instant access to funds of up to ₦5,000,000, you can focus on what matters most — growing your business and increasing profitability.

Enjoy the convenience of repayment plans spread over 6 to 12 months, allowing you to manage your finances with ease. Our interest rates start as low as 2.0% per month, with no hidden fees or unnecessary paperwork. At Toprate, we pride ourselves on transparency, simplicity, and a genuine desire to see your business thrive

Take the next step towards business success today. Partner with Toprate Microfinance Bank — your trusted financial ally for sustainable growth and prosperity.